Other schools, such as Brown University in Rhode Island and Duke University in North Carolina, only have a no-loans policy for students from lower-income backgrounds.” Some of these schools include Amherst College and Harvard University in Massachusetts and Princeton University in New Jersey. “But only a few institutions among those that claim to meet full need offer financial aid packages without federal student loans. “For the 2016-2017 school year, only 66 out of 1,388 ranked colleges and universities reported meeting students’ full financial need, according to data submitted to U.S. There are likely more now than referenced in the report excerpted below. This information is old, and I have no idea if music schools of interest are included in the 1,388 schools surveyed, but there are only a handful of schools that meet full need without loans.
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